Rate of interest on Deposits
Rate of interest on Loan/Advances
Rate of interest on Deposits
| Type of Deposit | |
| w.e.f: 01.05.2024 | |
| New Rate of interest | |
| Current | 0.00% |
| Thrift Deposit | 1.00% |
| Saving Bank | 2.75% |
| FIX / FDR | |
| 7 Days to 45 Days | 3.00% |
| 46 Days to 90 Days | 4.00% |
| 91 Days to 179 Days | 5.00% |
| 180 Days to 364 Days | 6.00% |
| 365 Days to one Years | 7.00% |
| Above 1 Year | 7.00% |
| For Senior Citizens | More 0.50% |
| For Women New FDR w.ef01.09.2024 | More 0.10% |
Rate of interest on Loan/Advances
| Type of Loan/Advance | |
| w.e.f: 01.10.2022 | |
| New Rate of interest | |
| Cash credit Loan | 10.50% |
| Over Draft Loan | 10.50% |
| Property Loan | 10.00% |
| Housing Mortgage | 9.00% |
| Vehical Loan | 10.00% |
| Machinery Loan | 10.00% |
| Gold Loan | 9.50% |
| Jat Jamin ( Personal ) | 14.00% |
| Education Loan | 9.00% |
| Consumer Loan | 13.00% |
| Personal loan to GEB | 11.00% |
| F.D. /OD AG. FD | 1.00% More as per F.D. Rates |
| NSC Loan | 2.00% More as per NSC Rates |